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Long Term Care Insurance
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View NowWhat you need to know about your LTCI policy
Long Term Care Insurance (LTCI) is a valuable resource to help pay for care that is not provided through medical insurance.
In order to receive Long Term Care Insurance Benefits, most policies say that a policyholder must require assistance with at least two Activities of Daily Living (ADLs) or have cognitive impairment. Standard LTCI policies include 5 or 6 of the following ADLs:
- Bathing & Showering
- Ambulation (help with mobility and transferring)
- Assistance with personal hygiene
- Feeding
- Dressing
- Toileting